{"id":1433,"date":"2024-10-29T23:46:31","date_gmt":"2024-10-29T23:46:31","guid":{"rendered":"https:\/\/tpalmeragency.com\/?p=1433"},"modified":"2024-10-30T14:32:28","modified_gmt":"2024-10-30T14:32:28","slug":"money20-20-breaking-boundaries-financial-inclusion-and-ai-regulation","status":"publish","type":"post","link":"https:\/\/tpalmeragency.com\/money20-20-breaking-boundaries-financial-inclusion-and-ai-regulation\/","title":{"rendered":"Money20\/20: Advancing Financial Inclusion &amp; AI Rules"},"content":{"rendered":"\n<p>After an impactful start, Day 2 at <strong>Money20\/20<\/strong> focused heavily on topics like financial inclusion and AI regulation, two of the industry\u2019s biggest conversations. Cybersecurity and the regulatory rules guiding fintech innovation were also key themes throughout the day.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"681\" src=\"https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_2-1024x681.jpeg?strip=all&lossy=1&ssl=1\" alt=\"Meet in the middle and team up with Money20\/20\" class=\"wp-image-1440\" srcset=\"https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_2-1024x681.jpeg?strip=all&amp;lossy=1&amp;ssl=1 1024w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_2-300x200.jpeg?strip=all&amp;lossy=1&amp;ssl=1 300w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_2-768x511.jpeg?strip=all&amp;lossy=1&amp;ssl=1 768w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_2-1536x1022.jpeg?strip=all&amp;lossy=1&amp;ssl=1 1536w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_2.jpeg?strip=all&amp;lossy=1&amp;ssl=1 1624w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_2.jpeg?strip=all&amp;lossy=1&amp;w=649&amp;ssl=1 649w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_2.jpeg?strip=all&amp;lossy=1&amp;w=974&amp;ssl=1 974w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_2.jpeg?strip=all&amp;lossy=1&amp;w=1299&amp;ssl=1 1299w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<p>Of course, this year\u2019s theme, \u201cHuman X Machine,\u201d was a recurring topic, as experts examined how finance technology can drive positive change while ensuring ethics and security. With that in mind, here\u2019s a closer look at Day 2\u2019s highlights, major takeaways, and a preview of what\u2019s in store for Day 3.<span class=\"\" data-state=\"closed\"><span class=\"flex h-[30px] w-[30px] items-center justify-center\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11 4.9099C11 4.47485 10.4828 4.24734 10.1621 4.54132L6.67572 7.7372C6.49129 7.90626 6.25019 8.00005 6 8.00005H4C3.44772 8.00005 3 8.44776 3 9.00005V15C3 15.5523 3.44772 16 4 16H6C6.25019 16 6.49129 16.0938 6.67572 16.2629L10.1621 19.4588C10.4828 19.7527 11 19.5252 11 19.0902V4.9099ZM8.81069 3.06701C10.4142 1.59714 13 2.73463 13 4.9099V19.0902C13 21.2655 10.4142 22.403 8.81069 20.9331L5.61102 18H4C2.34315 18 1 16.6569 1 15V9.00005C1 7.34319 2.34315 6.00005 4 6.00005H5.61102L8.81069 3.06701ZM20.3166 6.35665C20.8019 6.09313 21.409 6.27296 21.6725 6.75833C22.5191 8.3176 22.9996 10.1042 22.9996 12.0001C22.9996 13.8507 22.5418 15.5974 21.7323 17.1302C21.4744 17.6185 20.8695 17.8054 20.3811 17.5475C19.8927 17.2896 19.7059 16.6846 19.9638 16.1962C20.6249 14.9444 20.9996 13.5175 20.9996 12.0001C20.9996 10.4458 20.6064 8.98627 19.9149 7.71262C19.6514 7.22726 19.8312 6.62017 20.3166 6.35665ZM15.7994 7.90049C16.241 7.5688 16.8679 7.65789 17.1995 8.09947C18.0156 9.18593 18.4996 10.5379 18.4996 12.0001C18.4996 13.3127 18.1094 14.5372 17.4385 15.5604C17.1357 16.0222 16.5158 16.1511 16.0539 15.8483C15.5921 15.5455 15.4632 14.9255 15.766 14.4637C16.2298 13.7564 16.4996 12.9113 16.4996 12.0001C16.4996 10.9859 16.1653 10.0526 15.6004 9.30063C15.2687 8.85905 15.3578 8.23218 15.7994 7.90049Z\" fill=\"currentColor\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M7 5C7 3.34315 8.34315 2 10 2H19C20.6569 2 22 3.34315 22 5V14C22 15.6569 20.6569 17 19 17H17V19C17 20.6569 15.6569 22 14 22H5C3.34315 22 2 20.6569 2 19V10C2 8.34315 3.34315 7 5 7H7V5ZM9 7H14C15.6569 7 17 8.34315 17 10V15H19C19.5523 15 20 14.5523 20 14V5C20 4.44772 19.5523 4 19 4H10C9.44772 4 9 4.44772 9 5V7ZM5 9C4.44772 9 4 9.44772 4 10V19C4 19.5523 4.44772 20 5 20H14C14.5523 20 15 19.5523 15 19V10C15 9.44772 14.5523 9 14 9H5Z\" fill=\"currentColor\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.1318 2.50389C12.3321 2.15338 12.7235 1.95768 13.124 2.00775L13.5778 2.06447C16.0449 2.37286 17.636 4.83353 16.9048 7.20993L16.354 8.99999H17.0722C19.7097 8.99999 21.6253 11.5079 20.9313 14.0525L19.5677 19.0525C19.0931 20.7927 17.5124 22 15.7086 22H6C4.34315 22 3 20.6568 3 19V12C3 10.3431 4.34315 8.99999 6 8.99999H8C8.25952 8.99999 8.49914 8.86094 8.6279 8.63561L12.1318 2.50389ZM10 20H15.7086C16.6105 20 17.4008 19.3964 17.6381 18.5262L19.0018 13.5262C19.3488 12.2539 18.391 11 17.0722 11H15C14.6827 11 14.3841 10.8494 14.1956 10.5941C14.0071 10.3388 13.9509 10.0092 14.0442 9.70591L14.9932 6.62175C15.3384 5.49984 14.6484 4.34036 13.5319 4.08468L10.3644 9.62789C10.0522 10.1742 9.56691 10.5859 9 10.8098V19C9 19.5523 9.44772 20 10 20ZM7 11V19C7 19.3506 7.06015 19.6872 7.17071 20H6C5.44772 20 5 19.5523 5 19V12C5 11.4477 5.44772 11 6 11H7Z\" fill=\"currentColor\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.8727 21.4961C11.6725 21.8466 11.2811 22.0423 10.8805 21.9922L10.4267 21.9355C7.95958 21.6271 6.36855 19.1665 7.09975 16.7901L7.65054 15H6.93226C4.29476 15 2.37923 12.4921 3.0732 9.94753L4.43684 4.94753C4.91145 3.20728 6.49209 2 8.29589 2H18.0045C19.6614 2 21.0045 3.34315 21.0045 5V12C21.0045 13.6569 19.6614 15 18.0045 15H16.0045C15.745 15 15.5054 15.1391 15.3766 15.3644L11.8727 21.4961ZM14.0045 4H8.29589C7.39399 4 6.60367 4.60364 6.36637 5.47376L5.00273 10.4738C4.65574 11.746 5.61351 13 6.93226 13H9.00451C9.32185 13 9.62036 13.1506 9.8089 13.4059C9.99743 13.6612 10.0536 13.9908 9.96028 14.2941L9.01131 17.3782C8.6661 18.5002 9.35608 19.6596 10.4726 19.9153L13.6401 14.3721C13.9523 13.8258 14.4376 13.4141 15.0045 13.1902V5C15.0045 4.44772 14.5568 4 14.0045 4ZM17.0045 13V5C17.0045 4.64937 16.9444 4.31278 16.8338 4H18.0045C18.5568 4 19.0045 4.44772 19.0045 5V12C19.0045 12.5523 18.5568 13 18.0045 13H17.0045Z\" fill=\"currentColor\"><\/path><\/span><\/span><span class=\"hidden\"><\/span><span class=\"\" data-state=\"closed\"><path d=\"M3.06957 10.8763C3.62331 6.43564 7.40967 3 12 3C14.2824 3 16.4028 3.85067 18.0118 5.25439V4C18.0118 3.44772 18.4595 3 19.0118 3C19.5641 3 20.0118 3.44772 20.0118 4V8C20.0118 8.55228 19.5641 9 19.0118 9H15C14.4477 9 14 8.55228 14 8C14 7.44772 14.4477 7 15 7H16.9571C15.6757 5.76379 13.9101 5 12 5C8.43108 5 5.48466 7.67174 5.0542 11.1237C4.98586 11.6718 4.48619 12.0607 3.93815 11.9923C3.39011 11.924 3.00123 11.4243 3.06957 10.8763ZM20.0618 12.0077C20.6099 12.076 20.9988 12.5757 20.9304 13.1237C20.3767 17.5644 16.5903 21 12 21C9.72322 21 7.60762 20.1535 5.99999 18.7559V20C5.99999 20.5523 5.55228 21 4.99999 21C4.44771 21 3.99999 20.5523 3.99999 20V16C3.99999 15.4477 4.44771 15 4.99999 15H8.99999C9.55228 15 9.99999 15.4477 9.99999 16C9.99999 16.5523 9.55228 17 8.99999 17H7.04285C8.32433 18.2362 10.0899 19 12 19C15.5689 19 18.5153 16.3283 18.9458 12.8763C19.0141 12.3282 19.5138 11.9393 20.0618 12.0077Z\" fill=\"currentColor\"><\/path><span class=\"overflow-hidden text-clip whitespace-nowrap text-sm\"><\/span><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Morning Keynote: Financial Inclusion through AI<\/h2>\n\n\n\n<p>Day 2 began with a keynote titled \u201c<strong>Empowering the Underserved: AI as a Tool for Financial Inclusion<\/strong>\u201d Chinedu Azodoh, Co-CEO of <strong>Metro Africa Xpress<\/strong>, and Samantha Reglan, Head of Emerging Markets at <strong>Revolut<\/strong>, shared insights on AI-driven tools expanding banking access in underserved areas.<\/p>\n\n\n\n<p>Azodoh shared that <strong><a href=\"https:\/\/www.max.ng\/max-raises-31m-in-series-b-round\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Metro Africa Xpress<\/a><\/strong> uses AI to build inclusive banking solutions tailored for African markets. These tools, like microloans and savings products, meet unique regional needs. According to him, AI enables risk assessment in areas with minimal credit data, allowing tailored financial services for underserved individuals. Reglan added that <strong><a href=\"https:\/\/www.disruptionbanking.com\/2024\/10\/22\/revolut-announces-exclusive-customer-event-headlined-by-charli-xcx-to-celebrate-50-million-milestone\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Revolut<\/a><\/strong>\u2019s growth in emerging markets highlights the importance of affordable, AI-driven services that empower people with limited access to traditional banking options.<span data-state=\"closed\" class=\"\"><path d=\"M3.06957 10.8763C3.62331 6.43564 7.40967 3 12 3C14.2824 3 16.4028 3.85067 18.0118 5.25439V4C18.0118 3.44772 18.4595 3 19.0118 3C19.5641 3 20.0118 3.44772 20.0118 4V8C20.0118 8.55228 19.5641 9 19.0118 9H15C14.4477 9 14 8.55228 14 8C14 7.44772 14.4477 7 15 7H16.9571C15.6757 5.76379 13.9101 5 12 5C8.43108 5 5.48466 7.67174 5.0542 11.1237C4.98586 11.6718 4.48619 12.0607 3.93815 11.9923C3.39011 11.924 3.00123 11.4243 3.06957 10.8763ZM20.0618 12.0077C20.6099 12.076 20.9988 12.5757 20.9304 13.1237C20.3767 17.5644 16.5903 21 12 21C9.72322 21 7.60762 20.1535 5.99999 18.7559V20C5.99999 20.5523 5.55228 21 4.99999 21C4.44771 21 3.99999 20.5523 3.99999 20V16C3.99999 15.4477 4.44771 15 4.99999 15H8.99999C9.55228 15 9.99999 15.4477 9.99999 16C9.99999 16.5523 9.55228 17 8.99999 17H7.04285C8.32433 18.2362 10.0899 19 12 19C15.5689 19 18.5153 16.3283 18.9458 12.8763C19.0141 12.3282 19.5138 11.9393 20.0618 12.0077Z\" fill=\"currentColor\"><\/path><span class=\"overflow-hidden text-clip whitespace-nowrap text-sm\"><\/span><\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Money20\/20 <strong>Key Takeaways<\/strong>:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AI-Enhanced Microloans:<\/strong> AI helps assess risk in markets with limited credit history, allowing underserved individuals to access microloans.<\/li>\n\n\n\n<li><strong>Accessibility over Profitability:<\/strong> Azodoh and Reglan emphasized that financial products should focus on accessibility, not just profit, to support economic stability.<\/li>\n\n\n\n<li><strong>Data-Driven Financial Literacy:<\/strong> AI boosts financial literacy by analyzing spending and giving personalized tips, which benefits underserved communities.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Off the Record: Navigating AI Regulation in Fintech<\/strong><\/h2>\n\n\n\n<p>To begin, The &#8220;Off the Record&#8221; session at <strong>Money20\/20<\/strong> provided a unique space for industry leaders to discuss sensitive AI regulation challenges in fintech candidly. Led by <strong>Elaine Jones<\/strong>, Senior Counsel at the <strong><a href=\"https:\/\/www.philadelphiafed.org\/consumer-finance\/240925-philadelphia-fed-to-host-the-eighth-annual-fintech-conference\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">U.S. Federal Reserve<\/a><\/strong>, with participants from <strong>OpenAI<\/strong>, <strong><a href=\"https:\/\/www.mastercard.com\/news\/press\/events\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Mastercard<\/a><\/strong>, and <strong>Coinbase<\/strong>, this private conversation focused on navigating the increasingly complex AI regulatory landscape.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" src=\"https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_3-1024x683.jpeg?strip=all&lossy=1&ssl=1\" alt=\"\" class=\"wp-image-1441\" srcset=\"https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_3-1024x683.jpeg?strip=all&amp;lossy=1&amp;ssl=1 1024w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_3-300x200.jpeg?strip=all&amp;lossy=1&amp;ssl=1 300w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_3-768x512.jpeg?strip=all&amp;lossy=1&amp;ssl=1 768w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_3-1536x1024.jpeg?strip=all&amp;lossy=1&amp;ssl=1 1536w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_3.jpeg?strip=all&amp;lossy=1&amp;ssl=1 1620w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_3.jpeg?strip=all&amp;lossy=1&amp;w=648&amp;ssl=1 648w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_3.jpeg?strip=all&amp;lossy=1&amp;w=972&amp;ssl=1 972w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_3.jpeg?strip=all&amp;lossy=1&amp;w=1296&amp;ssl=1 1296w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Key Confidential Insights:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Balancing Innovation and Protection:<\/strong> Panelists emphasized the need to balance innovation and consumer protection, discussing strategies to align AI advances with compliance.<\/li>\n\n\n\n<li><strong>Transparency as a Trust Driver:<\/strong> The panel explored how transparent AI models build consumer trust and reduce risk. Speakers shared real-world challenges and solutions.<\/li>\n\n\n\n<li><strong>Regulatory Consistency Across Borders<\/strong>: The conversation highlighted the need for global regulatory cohesion, along with region-specific adaptations. Panelists spoke openly about local regulatory pressures and how global fintech companies are adjusting<\/li>\n<\/ul>\n\n\n\n<p>With strict confidentiality rules, attendees could gain honest, in-depth insights into AI regulation strategies that are shaping the fintech industry.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Afternoon Spotlight: Advancing Embedded Finance in Uncertain Times<\/h2>\n\n\n\n<p>An insightful session, \u201c<strong>Advancing Embedded Finance in an Era of Uncertainty<\/strong>,\u201d featured leaders from <a href=\"https:\/\/plaid.com\/events\/effects\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\"><strong>Plaid<\/strong><\/a>, <a href=\"https:\/\/www.socure.com\/sponsor-bank-summit\" target=\"_blank\" rel=\"noopener noreferrer nofollow\"><strong>Socure<\/strong><\/a>, <strong><a href=\"https:\/\/www.greendot.com\/blog\/news\/neobanks-and-other-fintechs-join-green-dot-network-to-enable-cash-transactions-for-customer\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Green Dot<\/a><\/strong>, and <strong><a href=\"https:\/\/corporate.visa.com\/en\/visa-everywhere\/everywhere-initiative\/initiative.html\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Visa<\/a><\/strong>. They explored embedded finance\u2014integrating financial services into non-financial platforms\u2014as both an opportunity and a challenge.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" src=\"https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_6-1024x683.jpg?strip=all&lossy=1&ssl=1\" alt=\"Afternoon Spotlight for Day 2 of Money 20\/20\" class=\"wp-image-1437\" srcset=\"https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_6-1024x683.jpg?strip=all&amp;lossy=1&amp;ssl=1 1024w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_6-300x200.jpg?strip=all&amp;lossy=1&amp;ssl=1 300w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_6-768x512.jpg?strip=all&amp;lossy=1&amp;ssl=1 768w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_6-1536x1024.jpg?strip=all&amp;lossy=1&amp;ssl=1 1536w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_6.jpg?strip=all&amp;lossy=1&amp;ssl=1 1620w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_6.jpg?strip=all&amp;lossy=1&amp;w=648&amp;ssl=1 648w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_6.jpg?strip=all&amp;lossy=1&amp;w=972&amp;ssl=1 972w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_6.jpg?strip=all&amp;lossy=1&amp;w=1296&amp;ssl=1 1296w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Money20\/20 <strong>Workshop Highlights<\/strong>:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Navigating Regulations:<\/strong> Panelists emphasized that embedded finance needs flexible solutions to stay compliant across different regions without limiting growth.<\/li>\n\n\n\n<li><strong>Balancing Innovation and Safety:<\/strong> Panelists stressed that while embedded finance should simplify payments and loans, it must also prioritize strong security to protect users and prevent fraud.<\/li>\n\n\n\n<li><strong>New Growth Potential:<\/strong> Embedded finance creates new revenue opportunities by integrating financial services on consumer platforms, enhancing customer loyalty.<\/li>\n<\/ul>\n\n\n\n<p>Finally, This session highlighted the potential of embedded finance to expand financial access while tackling key challenges in security and regulation\u200b.<a href=\"https:\/\/plaid.com\/events\/meet-at-money-2020\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Fringe Events: Exploring Decentralized Finance (DeFi)<\/h2>\n\n\n\n<p>Money20\/20\u2019s fringe events provided a casual setting to explore new technologies like DeFi, digital assets, and blockchain. The standout session, \u201c<strong>The Promise of Decentralized Finance<\/strong>\u201d looked at how DeFi can make financial services more inclusive, efficient, and transparent.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Top Fringe Event Highlights<\/strong>:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Blockchain-Based Microloans:<\/strong> Blockchain platforms allow microloans, giving people in remote areas access to capital without traditional banks.<\/li>\n\n\n\n<li><strong>Cross-Border Transactions:<\/strong> DeFi tools show how blockchain streamlines cross-border transactions, cutting costs and simplifying the process.<\/li>\n\n\n\n<li><strong>Tokenized Assets:<\/strong> Platforms that tokenize assets like real estate expand investment access beyond wealthy individuals.<\/li>\n<\/ul>\n\n\n\n<p>Once again, these events gave a firsthand view of DeFi\u2019s potential to change traditional financial systems, offering a decentralized approach that empowers people worldwide.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Evening Events: Celebrating Resilience and Innovation<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" src=\"https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_5-1024x683.jpg?strip=all&lossy=1&ssl=1\" alt=\"Attendees having fun at Money20\/20 evening events\" class=\"wp-image-1436\" srcset=\"https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_5-1024x683.jpg?strip=all&amp;lossy=1&amp;ssl=1 1024w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_5-300x200.jpg?strip=all&amp;lossy=1&amp;ssl=1 300w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_5-768x512.jpg?strip=all&amp;lossy=1&amp;ssl=1 768w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_5-1536x1024.jpg?strip=all&amp;lossy=1&amp;ssl=1 1536w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_5.jpg?strip=all&amp;lossy=1&amp;ssl=1 1620w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_5.jpg?strip=all&amp;lossy=1&amp;w=648&amp;ssl=1 648w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_5.jpg?strip=all&amp;lossy=1&amp;w=972&amp;ssl=1 972w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_5.jpg?strip=all&amp;lossy=1&amp;w=1296&amp;ssl=1 1296w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<p>Afterward, day 2 closed with evening events focused on storytelling and networking. The \u201c<strong>Future of Fintech<\/strong>\u201d series continued with leaders sharing personal stories of overcoming challenges like regulatory shifts and market changes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Money20\/20 <strong>Evening Event Highlights<\/strong>:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Leadership Stories:<\/strong> Speakers shared lessons learned in building resilience during regulatory uncertainty and adapting to a complex landscape.<\/li>\n\n\n\n<li><strong>Innovation Showcase:<\/strong> Startups presented new solutions, from digital ID tools to AI for investment management.<\/li>\n\n\n\n<li><strong>Networking Gala:<\/strong> The night ended with a gala, giving attendees a chance to connect, discuss the day\u2019s insights, and share trends.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Day 3 Preview: Data Privacy and Future Payments<\/h2>\n\n\n\n<p>Looking ahead, Day 3 will cover key topics like data privacy, digital payments, and sustainable finance. Above all, attendees can expect deep discussions on protecting data in a hyper-connected world and the evolution of payment systems.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Must-Attend Sessions for Day 3<\/strong>:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Data Privacy in the Digital Age:<\/strong> A session will explore how financial institutions protect consumer data while encouraging innovation.<\/li>\n\n\n\n<li><strong>The Future of Payments:<\/strong> Leaders will discuss advancements in digital payments, focusing on real-time technology, interoperability, and consumer trust.<\/li>\n\n\n\n<li><strong>Sustainable Fintech Practices:<\/strong> This panel will look at how fintechs can adopt sustainable practices, such as carbon offset programs and responsible investment options.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Final Thoughts on Day 2<\/h2>\n\n\n\n<p>Continuing on, Day 2 built momentum with a focus on AI\u2019s role in financial inclusion, the need for regulation, and the impact of cybersecurity on trust. Once again, Fringe events previewed the future of decentralized finance, while the evening celebrated resilience and creativity.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" src=\"https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_7-1024x683.jpg?strip=all&lossy=1&ssl=1\" alt=\"Posing for pictures at Money20-\/20\" class=\"wp-image-1438\" srcset=\"https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_7-1024x683.jpg?strip=all&amp;lossy=1&amp;ssl=1 1024w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_7-300x200.jpg?strip=all&amp;lossy=1&amp;ssl=1 300w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_7-768x512.jpg?strip=all&amp;lossy=1&amp;ssl=1 768w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_7-1536x1024.jpg?strip=all&amp;lossy=1&amp;ssl=1 1536w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_7.jpg?strip=all&amp;lossy=1&amp;ssl=1 1620w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_7.jpg?strip=all&amp;lossy=1&amp;w=648&amp;ssl=1 648w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_7.jpg?strip=all&amp;lossy=1&amp;w=972&amp;ssl=1 972w, https:\/\/ekd8sqxcumi.exactdn.com\/wp-content\/uploads\/2024\/10\/Day-2_7.jpg?strip=all&amp;lossy=1&amp;w=1296&amp;ssl=1 1296w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<p>Finally, as Day 3 approaches, <a href=\"https:\/\/tpalmeragency.com\/money2020-setting-the-stage-day-1\/\"><strong>Money20\/20<\/strong> continues to set standards for ethical innovation and inclusive growth in fintech<\/a>. Stay tuned for tomorrow\u2019s recap, where we\u2019ll cover new sessions and trends in data privacy, payments, and sustainability.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>After an impactful start, Day 2 at Money20\/20 focused heavily on topics like financial inclusion and AI regulation, two of the industry\u2019s biggest conversations. Cybersecurity and the regulatory rules guiding fintech innovation were also key themes throughout the day.<\/p>\n<p>Of course, this year\u2019s overarching theme, \u201cHuman X Machine,\u201d was revisited multiple times as experts examined how technological advances in finance can drive positive change while staying ethical and secure. Let us take a closer look at Day 2\u2019s top moments, major takeaways, and a preview of what\u2019s in store for Day 3.<\/p>\n","protected":false},"author":11,"featured_media":1439,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"categories":[27,17,24,25,23,13,26],"tags":[31,30,4,8,6,22,29,28],"class_list":["post-1433","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ai-in-fintech","category-event-marketing","category-fintech","category-fintech-event","category-fintech-events","category-marketing","category-money20-20","tag-ai-in-finance","tag-ai-in-fintech","tag-event-marketing-trends-2024","tag-fintech","tag-fintech-conferences","tag-insurtech-conferences","tag-marketing","tag-money20-20"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Money20\/20: Advancing Financial Inclusion &amp; 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