Sharon Rodriguez, CEO at HighPeak

Personal Background
Can you tell us a little about your background before starting your company?

After spending the majority of my career in big corporate, I took a step into entrepreneurship almost 8 years ago.  I have never looked back!  The truth is that my time in corporate – solving big problems across different businesses across many geographies -these experiences certainly prepared me for  addressing the challenges of starting and scaling a new business

Company Journey
How did you start your company? What were the first steps you took to get it off the ground and how did you identify the need for your product/service in the market? 

HighPeak was formed before I joined just under 2 years ago.  I took the helm as the first employee – and took on every role from CEO, to CFO  to CPO.  I leaned into listening to the market signals and meeting customers with a product that addressed one of the biggest unknowns in retirement – the future cost of healthcare and long term care.  

Innovation & Impact
What innovations or unique features set your company apart from others in the industry?

Prudential is our investor, and with that comes not only a breadth of resources but also access to the proprietary data of the business.  That data is one of our biggest differentiators in market.   Leveraging these inputs our data scientist have developed some incredible IP and delivered unique personalized insights for use by advisors with their clients.  

Growth and Strategy
What has been the most effective strategy for scaling your business?

Everything we build is right for us at a certain point of our journey, we don’t try to over engineer any process or system.  BUT we do always build with the end in mind which means recognizing that there are building blocks that lay the foundation for the organization we aspire to become.  

Advice & Insights
Looking ahead, what are your goals for the future of your company
?

We aspire to be the solution of choice for healthcare and longterm care cost estimations that advisors use to support their customers as they navigate n their retirement planning journey.

Vic Yeh, Co-Founder & CEO at Cara

Company Overview

Vic Yeh is Co-Founder & CEO at Cara, a domain-specific AI platform purpose-built for insurance—a modular system that enables agencies, brokerages, and MGAs to automate servicing, accelerate sales, and scale operations with a 24/7 digital workforce. Learn more at getcara.ai.

Can you tell us a little about your background before starting your company?

Before starting Cara, I was an early engineer at Blend ($BLND), a fintech platform powering digital banking experiences for institutions like Wells Fargo and US Bank, across mortgages, account opening, and insurance. At Blend, I helped launch multiple product lines and scale the platform to handle billions of dollars in transaction volume.

Alongside that, I was investing in early-stage software and fintech startups at Polymath Capital, where I had the opportunity to witness startups growing from zero to venture scale.

Those experiences gave me a deep appreciation for the complexity of financial services and the opportunity to use technology to transform legacy industries. The lessons ultimately led me to team up with Nikhil and Jon—friends from Stripe and Strategy&—to build Cara.

What inspired you to become a founder, and how did you identify the need for Cara in the market?

I’ve always believed that when applied thoughtfully, technology can be one of the most powerful forces for improving society. Yet insurance—one of the largest and most critical industries—has historically lagged in adopting modern tools.

At Blend, I had my first glimpse into the outdated, manual workflows that still dominate the insurance space. My co-founders, Nikhil and Jon, brought deep experience from Stripe and Strategy&, and together we saw a unique opportunity to use our backgrounds in financial technology to bring innovation to insurance.

How did you start your company? What were the first steps you took to get it off the ground?

We started by building a next-generation insurance brokerage, previously known as Oyster. As we scaled to thousands of policyholders, it became clear that revenue growth in insurance requires overcoming labor-intensive, repetitive workflows—without dramatically increasing headcount.

To address that, we built the world’s first AI Copilot for commercial insurance agents, powered by large language models. Initially deployed within our brokerage, the Copilot quickly proved its value by delivering measurable ROI and streamlining agent workflows. That internal success sparked strong demand from other agencies and brokerages. What began as an internal tool has since grown into something much bigger.

We call it Cara.


What innovations or unique features set your company apart from others in the industry?

Cara is a domain-specific AI platform purpose-built for insurance—a modular system that enables agencies, brokerages, and MGAs to automate servicing, accelerate sales, and scale operations with a 24/7 digital workforce.

As the industry’s first Agency Intelligence System, Cara is designed to automate back-office and manual workflows—allowing staff to focus on generating premiums and building client relationships.

What sets Cara apart is its built-in deep insurance knowledge and customizability. Each insurance firm configures Cara to fit its unique needs—whether that’s automating coverage comparisons, handling inbound calls through Voice AI, or building custom workflow automations. And because Cara learns from every interaction, it becomes more effective over time.


What has been the most effective strategy for scaling your business?

Word of mouth has been our most powerful growth engine. Many of our customers hear about Cara from industry peers—agencies and brokerages that have experienced firsthand how it transforms back-office operations and drives business results.

We believe that for AI to succeed in a high-barrier, heavily regulated industry like insurance, it must be domain-specific and vertically integrated. That’s why we’ve purpose-built Cara to align deeply with how insurance agencies and brokerages actually operate.

We stay close to our customers—constantly learning from their workflows and evolving use cases. As we continue to deliver measurable outcomes, our customers become our strongest advocates for growth.

Vijaykant Nadadur, Co-Founder & CEO at KnowledgeVerse

Company Overview:

Vijaykant Nadadur, Co-Founder & CEO of KnowledgeVerse (K-V AI), an enterprise AI platform purpose-built to automate data-centric workflows over unstructured content—documents, reports, forms, and more. They bring together the power of LLMs, intelligent orchestration, and vertical data understanding to automate repetitive data tasks like extraction, entry, comparison, generation, and search.

Can you tell us a little about your background before starting your company?

Before founding KnowledgeVerse, I co-founded and led Stride.AI, an enterprise AI company that delivered intelligent automation solutions for global financial institutions across the US, Europe, and India. That journey exposed me to the hard truths of deploying AI in real-world enterprise environments, where scale, security, and ROI matter far more than hype.

I hold a Master’s degree in Computer Science from the University of Kentucky, where I formally studied Artificial Intelligence, well before it became mainstream. That early exposure to AI fundamentals, combined with over a decade of practical experience in product building, enterprise sales, and customer success, shaped my conviction: the real challenge isn’t AI capability, it’s making AI usable, trustworthy, and impactful inside enterprises.

This belief led directly to the founding of KnowledgeVerse, along with my co-founder Sendhil. 

How did you start your company? What were the first steps you took to get it off the ground and how did you identify the need for your product/service in the market?

KnowledgeVerse was born from lessons learned at Stride.AI. After years of implementing AI in highly regulated industries, it became clear that enterprises struggle not with AI theory, but with AI deployment.
They needed something better than an LLM playground, they needed a structured, scalable AI platform that could work across fragmented documents, siloed systems, and real-world constraints.

The first step was building our Enterprise AI Stack; a layered architecture with modular “knowledge assistants” that could handle tasks like data entry, extraction, and comparison at scale. We started by working with design partners in pharma and BFSI who had urgent document-centric workflows. These early engagements validated the need and helped us build for scale, not just experimentation.

What innovations or unique features set your company apart from others in the industry?

What makes KnowledgeVerse unique is our purpose-built Enterprise AI Stack for unstructured data.
Unlike vertical AI tools, we offer:

  • 5 specialized AI agents for document-heavy workflows: Data Entry, Extraction, Comparison, Generation, and Search
  • A preprocessing and optimization layer with innovations like semantic chunking, scoped ranking, memory hierarchy, and self-knowledge feedback loops
  • Plug-and-play workflow orchestration, allowing teams to visually build and automate document processes without code
  • Enterprise-ready infrastructure with hybrid/self-hosting support, a must-have for regulated industries

We’re not just helping clients “experiment” with AI but we help them operationalize it for regulatory compliance, knowledge management, and reporting workflows that directly impact business outcomes.

What has been the most effective strategy for scaling your business?

Our growth has been driven by a clear strategy: solve high-friction, high-impact enterprise workflows. Instead of being another AI platform vendor, we let enterprises orchestrate their specific workflows to automate painful processes like audit reporting, CAPA document generation, or policy search, to name a few.

Having already earned trust through our work at Stride.AI, we’ve been able to re-engage with many of those enterprises and scale through strong references and deep use case execution.

Another key strategy: platform modularity. Enterprises can start with a single use case and scale horizontally, activating new agents or workflows as needed. This keeps sales cycles lean and value delivery fast.

Looking ahead, what are your goals for the future of your company?

Our long-term vision is for KnowledgeVerse to become the default orchestration layer for enterprise AI workflows.
Just as ERP systems manage structured data processes, we believe AI will do the same for unstructured knowledge. Our goal is to power that future.

For entrepreneurs building in enterprise AI:

Don’t start with the tech. Start with the user’s friction. Then build systems that handle complexity, format chaos, integrations, regulatory needs and ensure you keep the experience simple. That’s how we move from demo to deployment.

Jay Patel, Co-Founder & CTO at AviaryAI

Company Overview:

Jay Patel is Co-Founder & CTO at AviaryAI, a leading provider of voice AI solutions, specializing in enterprise-grade applications for the financial and insurance sectors.

We empower businesses to automate and enhance customer interactions through advanced voice technology, seamlessly integrating with legacy systems.

Their platform enables efficient debt settlement, streamlined customer service, and improved operational workflows, ultimately driving increased efficiency and customer satisfaction.

Question: 

What is the background of AviaryAI?

Answer: 

Before AivaryAI, we were a group of co founders that started the Cambio Money App.

The Cambio Money App originally started as a NEO bank and a regular FinTech that were helping under underserved communities get access to banking, especially those that had got kicked out of the credit system through something that was check systems.

Through that process, we were trying to figure out how to get people’s credit to go up as quickly as possible.

We started with paper disputes, emails and whatnot, and then when GPT 3.5 launched, it was around the same time as those, those memes with the Presidents playing Minecraft with each other, and I was like, Wait, we can just take the voices and that whole tech and just put it on the phone and settle people’s debts that way.

And that’s kind of how AviaryAI spawned.

Before AivaryAI, we co-founded the Cambio Money App, a NEO bank for underserved communities. Inspired by GPT 3.5, we shifted to voice technology for debt settlement, leading to AivaryAI’s development

Question: 

What are some of the challenges that your team has faced in the earlier stages?

Answer: 

So the pivot was really tough because we we were trying to build the version that helped settle people’s debt in tandem with the version that aligned with enterprise, like interests.

They just could not go like work together, because the one that’s trying to settle people’s debt is honestly a little just more aggressive than what was available to the enterprise, because it’s, it’s different, right?

You’re in a negotiation mode versus, you know, trying to be a pleasant consumer facing customer service agent, right? But then, even after that, and we shut down the old company, the biggest thing was educating our users on AI.

You know, most people like when they got to play with chatgpt, most people just put something in there, treated it like Google and left right, and that’s kind of where a lot of our clients sit, and especially the people who end up actually using our software after people procure it.

It’s people that tried champion chatgpt Maybe once or twice, and now we’re giving them this agent that they have to go set up and configure and basically get it to do good work on their behalf.

So currently, our process is still super high touch, even though we have software in place that lets them do it themselves, just everyone’s so scared to do it wrong, especially because you’re making outbound calls to people you know you don’t want to ruin your brand’s reputation and whatnot.

And that’s that’s a big hurdle for them to go over. So what we do now is we have a customer success team that goes and essentially builds their first one or two for them, and then, going forward, we actually built an AI based on the notes from every previous ones of our customers that’s going to walk through and build your first couple use cases for you.

Going forward, maybe that’s going to launch in about three weeks, but yeah, the biggest thing has just been, one, after the sale, getting the actual business users to use it.

And two, once they see value, they can champion it for us to their IT teams to actually start integrating us their internal technology. 

Question: 

Can you share any memorable or defining moments that have helped shape this company?

Answer: 

When we were first building this stuff, we knew that we wanted to do something in the voice AI space, and we had that bot that was originally from the consumer app. So what we did was we went around our network, through our board, and met up with a bunch of people in a bunch of different industries.

So we went and we met up with an overflow call center, we met up with an insurance servicing call center, and we met up with both a credit union and a bank, and we basically spent time figuring out what the best thing to do in this space with our technology was.

So there was a about like a six week period of time where we were building four products simultaneous.

Simultaneously. Um, we built an auditor that basically monitored actual customer service reps scores with like, custom metrics and like a way that people can go and ask, what went wrong on this call?

What’s going wrong on all my calls? In aggregate? We built a real time translation tool.

So let’s say I was speaking in Hindi right now, and you were a customer service rep. On your screen, you would see the English version of what I was saying, and you could type it back in a clone of your own voice.

You would be sounding back to Hindi to me over the phone.

We also built what we’re building today, which is the voice agent, and then the knowledge base. So it was kind of this weird place, especially for me and the engineering team, where we were building four things, and it was like, All right, well, what’s going to get killed here, right? And then, like that, that moment where it was like, actually deciding, like, what products gonna get killed?

Because especially as you’re building, you kind of start falling in love with what you’re building a little bit. So when we finally made that decision and cut down our translator and our auditor services, it was, it was like, Oh, this is real.

And these the knowledge based product and the voice agent are, like, getting traction, and we just need to focus on that. And it just, it finally felt like things were clicking.

Question: 

What is the differentiator between AviaryAI and your competitors? 

Answer: 

There’s definitely a bunch of people in the voice AI space now, the first, but I think we were probably the first verticalized one.

And it’s really that vertical, especially insurance companies and credit unions and some banks, they are running on this really, really old software that’s really hard to integrate into and not really obvious to integrate into.

So there’s like, platforms where you can basically go and build a voice agent for yourself really easily, and, like, hook it up to a tool like everyone knows, like Calendly, but there’s no platform where you can hook up a tool to the back end banking systems of a credit union, and that’s kind of what makes us different.

We’re going to be plug and play for financial institutions and insurance companies from essentially the moment they start their IT. Teams actually begin working with us, like they work with us.

To rephrase that, they do work with us today, but like from sale to when their IT team gets our project, we have that weird in between period where we’re trying to teach the business users how to use the software in the basic state, and then we go to more advanced states.

Question: 

What kind of feedback have you received from your customers, and how does that shape your business strategy?

Answer: 

So definitely the initial gut reaction for when they try to do something, the first time, they’re just like, Oh, it can’t do all this.

Can it? And then we have to walk them through being like, No, it really can do all of this. And then when they do see it, and they finally deploy their first agent with us, and they start getting their reports back, they’re like, whoa.

This is actually just working. And there’s one of two feedbacks. Awesome.

So, how do I get more data visibility? And then two is, sometimes they go remote, remote, silent. And we always thought that was a bad thing, but they would just come back and be like, what you guys did worked well enough where we just had way too much inbound volume on things to kind of handle, handle it.

So we didn’t want to start another use case yet, but we they kept the contract right, so they’re going to start another use case once they’ve kind of figured it out, and then we have that knowledge based product too.

A big thing with that is we built this knowledge base that helps CSRS spend less time on them. The the big feedback for that one is, once people start using it and they realize they can’t basically tell an AI the tribal knowledge that they have, they kind of realize that their documentation is bad, and they go through this overhaul to make it better, and that makes our product work better with theirs too.

So like a lot of those things that you would hope it makes them reflect on, oh, we had a bad process before, and we have to make it better for our tools to work better. So we’re also now building tools to help them make their stuff better. 

Question:

What is your growth strategy? 

Answer: 

So we have two teams, obviously, me being on the technical side of the FEM team, I’m always concerned to make sure our stuff’s up to stuff. But for the most part, we are. We are either better than the majority of our competitors or competitive with the best one, right?

So it’s not that our technology isn’t there. It’s more just about, how do we make it easier for them to use now? And that kind of increases our sales velocity on like, Oh, it’s so easy to use that you don’t need to get your IT department involved, right?

So it’s a little bit hand in hand, but not really, but because our technology has gotten in such a good place over the last nine months, we’ve kind of just been like, Okay, we just need to get more people in the door. And due to the fact they’re enterprise clients, they just move a little slower.

So we just, we’re now working on, okay, even if they sign the contract and they’re in the door, and we have that as realized revenue, we we want them to be happy with the product too. So it’s like, how do we get them, even after that post buy? How do we get them going as quickly as possible? You know?

So it’s kind of go. It goes in the same way. And also just the the two industries that we’ve really targeted, they’re they’re word of mouth industry is more than like, TV advertisement or podcast advertisement industries, right?

So like, as soon as we start really showing value to a couple of them, the word spread, that’s basically what’s been happening almost every single one of our clients from the last four enterprise contracts we’ve landed had been referrals from a previous client

Question: 

What are the short term and long term goals for the company? 

Answer: 

For the short term, we kind of just want to make it as easy as possible for business users to get as far as possible without dragging their IT resources into it.

So we’re really trying to figure out how to hook directly into some of the providers specifically so they can just drop in their API key, rather than having to go through their API and I go through their IT department.

So it’s really just going from contract sign to value faster now, and that’s kind of our short term goal, because the moment we can do that, especially going back to the whole like our customers are going to talk to our next set of customers, kind of feedback loop that we’re going through here.

If we can get the ones that have just signed today to basically get going as soon as possible, it’s going to just increase the speed of that. So that’s what we’re really focusing on the next four months, that the naturalness of our voices.

So we’ve been working on a new voice model internally. That’s pretty, pretty good, but we’re trying to get fast.

Long term, there’s, there’s a couple different plays going on here, given the tools that we it we’ve talked about is we kind of want to make those tools accessible to other AI tools and build like a marketplace, maybe around that as well, so it no one has done what we’re doing because it’s really hard and very annoying to do so, and you kind of need, like the right contacts to do in so if we can make it easier for other developers and other like companies to set up shop, that kind of just opens a whole new can of worms of just now, not only are we going to be The best chat agent for enterprises in this space to use.

We’re going to have the best voice outbound agent, the better enterprise can use. And now, when other people from other spaces or tools that they’re already using can’t hook into their system, we can be that layer that helps those tools hook into their system.

And it just it’s going to be this very cohesive system of just like allowing AIS to work with these older institutions that other development shops focused on.

So it’s finally just kind of giving them the opportunity to modernize all their tools, and hoping that once we do that, and if we can build those adapter layers, that the other providers can come in and start, you know, bring these guys into the present. 

Question:

How are you managing your work-life balance 

Answer: 

it’s gonna sound weird, but it’s gotten a lot better because we have an office now for me, I guess. But like, because we have the office now, when I leave the office, I just try not to do any more work for the most part. But yeah, it’s it’s definitely been difficult.

It’s gotten a little easier, and now that we’re growing, we’re finally hiring more people. So a lot of my time is just it’s spent differently than it used to, like I used to just be hands on keyboard constantly, just basically churning out code these days, just due to, like, the different cycle of work.

Even though I’m probably working more hours than a typical person would, because it’s different kind of work, the burnout doesn’t get to me as much as it used to.

So one that’s super helpful, just being able to kind of transition from different kinds of work and then two, like you gotta, you gotta keep your weekends, right?

You gotta have, like, a day, maybe two days, where you can just make sure you got all your stuff in order, and just at least try not to think about it, so you can come back refreshed. And that’s kind of how I, I handle it,

Question: 

What do you do outside of work, to recharge?

Answer: 

I longboard when the weather is nice. It’s just nice to put some music on and just go out for an hour or two, and then I’ve been three modeling and 3d printing, just little like, knick knacks.

A lot of my cousins are having kids now, so I just make them toys. It’s fun.

Question: 

What’s one fact about you or the company that people might not know?

Answer: 

We had a voting session about what the company’s name should be, and I submitted the name, pigeon.ai, and it won, but got vetoed, so we could have been pigeon instead of AviaryAI. So it’s named aviary because, um, we originally started this voice AI company, and going back to the whole pigeon thing, I made my case for it.

Um, I was thinking about messenger pigeons, but then when blessings started presenting it out, he just thought everyone thought it sounded like a like, apparently everyone thinks pigeons are gross. I think they’re kind of cute, but yeah. So he was just like, yeah, no one likes that, but we wanted to keep the bird thing. So it was like,

Okay, well, messenger birds go into an aviary. Or the next answer was pigeon coupe. But you can’t just have the word pigeon in it for some reason.

Yeah. So that’s how we kind of got to aviary, and it’s really funny, all of our internal services inside are named after birds. So like, look at all of our code bases. There’s just different bird names. So our our entire GitHub just looks insane.

Introduction to CES 2025

CES 2025 stands poised as a global hub for technological innovation. CES is known as the top tech event in the world. It showcases new advancements and how they can be used in real life. This year, the event promises transformative announcements and pioneering displays that shape the future of technology and society.

This year’s theme is “Innovating for an Equitable Future.” It shows the tech industry’s focus on inclusivity, sustainability, and ethical progress. As societal challenges demand thoughtful solutions, the theme underscores the role of technology in bridging divides, fostering accessibility, and driving environmentally conscious innovation. Expect this ethos to permeate keynote speeches, panel discussions, and product unveilings.

CES 2025 is a showcase of ingenuity and innovation. Key areas of focus include:

  • Artificial Intelligence: From conversational assistants to generative design tools, AI applications are becoming more sophisticated and accessible. These technologies are enabling smarter homes, workplaces, and even transportation systems.
  • Quantum Computing: Quantum computing is no longer just a theory. It is advancing with prototypes that provide unmatched processing power. This opens new possibilities in areas like cryptography, logistics, and drug discovery.

As industries integrate these technologies, they redefine what’s possible, creating opportunities for new markets and innovative business models.

Sustainability remains a cornerstone of CES 2025. Companies are unveiling groundbreaking green technologies designed to balance innovation with environmental stewardship:

  • Energy-Efficient Components: New semiconductors and processors that significantly reduce energy consumption.
  • Smart Home Solutions: Solar-powered devices and advanced water conservation systems that enhance sustainable living.
  • EcoTech Innovations: Exhibitors like EcoTech and RenewPower demonstrate how technology can harmoniously coexist with nature.

Beyond the exhibits, CES features panels on topics like circular economies, renewable energy integration, and corporate sustainability strategies. These discussions align with the growing emphasis on green practices across industries.

The metaverse continues to mature from a conceptual framework to a tangible reality. CES 2025 showcases:

The metaverse takes over at CES 2025
  • Augmented Reality (AR) Glasses: Devices offering seamless integration of digital overlays into physical spaces, such as AR-guided navigation or training simulations.
  • Virtual Workspaces: Platforms that redefine remote collaboration, blending immersive environments with real-world productivity tools.

These advancements signal a shift where digital presence becomes integral to both personal and professional lives. Additionally, applications in education and healthcare are increasingly evident, expanding the metaverse’s reach.

Urban technology remains a key focus at CES. Innovations in smart city design promise to revolutionize urban living:

See the smart cities of the future at CES 2025
  • IoT-Integrated Traffic Systems: AI-powered solutions to manage congestion, optimize routes, and reduce emissions.
  • Smart Grids: Energy-efficient networks powered by AI to balance supply and demand dynamically.

Public-private partnerships at CES show how collaboration can build smarter and more efficient cities. This sets a benchmark for urban innovation. setting a benchmark for urban innovation. For example, case studies on pilot projects in cities like Singapore and Amsterdam will be discussed. These studies will provide insights into solutions that can be scaled.

CES 2025 features groundbreaking advancements in the automotive sector, capturing the imagination of attendees:

  • Electric Vehicles (EVs): Enhanced range, faster charging, and sustainable manufacturing practices. Companies like Tesla and Rivian are unveiling the next generation of electric vehicles.
  • Autonomous Driving: AI systems help with navigation, safety, and efficiency. They include features like real-time decision-making and predictive analytics.
  • eVTOL Vehicles: Electric vertical takeoff and landing vehicles that redefine personal and urban transportation, showcasing futuristic mobility solutions.

These innovations underscore the industry’s focus on sustainability and intelligence in design.

The future of the road experience is experienced at CES 2025

Healthcare technology at CES 2025 highlights transformative advancements:

  • Precision Wearables: Devices capable of monitoring vital signs with near-clinical accuracy, including blood glucose monitors and ECG-enabled smartwatches.
  • AI Diagnostics: Tools for early disease detection and personalized treatment recommendations.
  • Telemedicine Platforms: Enhanced systems that integrate real-time diagnostics for remote consultations.

These innovations promise to make quality healthcare more accessible and personalized. A particular highlight is the role of AI in mental health support, offering new ways to address global challenges.

Startups bring fresh perspectives and agility to CES 2025. Companies like NeuroTech Labs and AquaHarvest introduce disruptive innovations that challenge traditional norms:

  • NeuroTech Labs: Brain-computer interfaces enabling advanced human-machine interactions, such as controlling devices through thought.
  • AquaHarvest: Sustainable water harvesting solutions for arid regions, utilizing innovative nanotechnology.

Startup-focused sessions at CES offer mentoring and funding opportunities, further fostering innovation from emerging players.

Robotics take center stage at CES, with advancements that inspire both awe and reflection:

  • Humanoid Robots: Machines capable of natural, human-like interaction, increasingly used in customer service and elderly care.
  • Industrial Automation: Adaptive robots enhancing productivity in manufacturing and logistics.

The robotics track covers important topics. It includes talks about ethics, like job loss and AI ethics in robot design.

In the future, health tech will be ubiquitous. See the future now at CES 2025

CES 2025 explores the transformative potential of connectivity innovations:

  • 5G Advancements: Enabling ultra-low latency for autonomous vehicles, smart factories, and real-time collaboration.
  • Beyond 5G: Prototypes that push the boundaries of speed, bandwidth, and reliability, setting the stage for 6G research.

Use cases highlighted include remote surgery, immersive gaming, and smart city infrastructure, demonstrating the practical impact of these innovations.

As digital ecosystems expand, CES emphasizes the importance of robust cybersecurity:

  • Quantum Encryption: Solutions to protect data against emerging threats.
  • AI-Powered Security: Tools capable of detecting and neutralizing cyber risks in real time.
  • Decentralized Identity Systems: Technologies offering users greater control over their personal data.

These advancements aim to safeguard an interconnected world, addressing concerns in sectors like finance, healthcare, and government.

Gaming technology at CES 2025 showcases its evolution into an experience-driven economy:

Gaming, AR, VR all collide at CES 2025
  • Graphics Engines: Hyper-realistic visuals that blur the line between real and virtual.
  • AI Opponents: Adaptive challenges that elevate gameplay dynamics.
  • Esports Integration: Products tailored for competitive gaming, fostering community and engagement.

The gaming industry is lively and shows its growing impact on technology. It also connects with education and training simulations.

Consumer electronics remain a centerpiece of CES, with innovations designed to enhance modern living:

  • 8K Televisions: Devices featuring AI upscaling and unparalleled clarity, combined with eco-friendly designs.
  • Smart Audio Systems: Adaptive technologies that optimize sound for any environment, ensuring an immersive experience for both personal and professional use.

These products exemplify the integration of convenience and entertainment into daily life, with a focus on personalization.

CES 2025 features insights from some of the brightest minds in tech:

  • Dr. Mira Patel (QuantumCore): Exploring quantum computing’s impact on global industries, including healthcare and logistics.
  • Elon Kai (AI Horizon): Sharing a vision for AI’s role in ethical innovation and societal transformation.

These speakers set the tone for CES, offering thought-provoking perspectives on the future of technology.

From interactive experiences to groundbreaking prototypes, CES 2025’s exhibits are a feast for the senses:

  • Tesla Autonomous Lab: A deep dive into the future of self-driving technology and autonomous fleet management.
  • Samsung Smart Ecosystem Pavilion: Demonstrations of interconnected home solutions, focusing on energy efficiency and seamless integration.

These must-visit exhibits highlight the intersection of imagination and practicality.

CES 2025 underscores the importance of global collaboration. Countries like Japan and Germany present groundbreaking contributions, emphasizing shared progress in technological advancement. International exhibits highlight diverse perspectives and solutions, with unique approaches to AI, robotics, and sustainable technology.

CES remains the nexus of industry networking. Events like executive roundtables and innovation matchmaking sessions offer unparalleled platforms for collaboration. Attendees can build partnerships that drive future innovations and market growth. Special focus is placed on fostering connections between startups and investors.

Network with leading fintech and insurtech executives

CES commands attention from global media, shaping narratives around innovation and its societal impact. Public reactions amplify the significance of showcased technologies, fostering discussions on adoption and integration. Social media coverage also plays a critical role, bringing real-time updates to a global audience.

CES 2025 epitomizes the confluence of imagination, ingenuity, and societal impact. As the event ends, it leaves a lasting impact on the tech world. It inspires new advancements that will change industries and improve lives around the globe. With its focus on innovation, equity, and sustainability, CES continues to set the standard for global technological progress.

The Battle of Innovation: Fintech vs. Insurtech – Which Industry is Poised to Dominate? 

Fintech vs. Insurtech startups face off at the NYC Blueprint Tour! Witness innovative pitches, get expert feedback from top VCs, and network with industry leaders. February 17th at the Classic Car Club. Register now!

The financial services world is undergoing a seismic shift, driven by the innovative forces of fintech and insurtech. These two sectors are revolutionizing how we handle money and insurance, leveraging advanced technologies to create solutions that are faster, smarter, and more accessible. 

But with both industries vying for dominance, which one holds the edge? This debate takes center stage at the NYC stop of The Blueprint Tour, during the Fintech vs. Insurtech Growth Startups Pitch-Off. Set to feature four exceptional startups and a panel of expert judges, this session will showcase how these industries are driving the future of finance and insurance. 

Fintech has become a powerhouse, transforming everything from how we conduct transactions to how we invest our time and resources

Fintech has become a powerhouse, transforming everything from how we pay for groceries to how we invest. Companies like PayPal, Robinhood, and Stripe have paved the way for a generation of startups that prioritize user-centric design and seamless digital experiences. 

Insurtech is revolutionizing the underwriting process and traditional insurance workflows

Insurtech, while newer, is rapidly catching up. Startups are reimagining the insurance process, offering personalized products, quicker claims, and better customer experiences. Companies like Lemonade and Hippo are setting the standard for what modern insurance can look like. 

At the NYC Blueprint Tour, this head-to-head innovation battle will come to life with a Fintech vs. Insurtech Pitch-Off, giving attendees a front-row seat to the future. 

The pitch-off session will spotlight four startups—two from fintech and two from insurtech—each presenting their groundbreaking solutions to a live audience and expert judges. 

  1. Jay Patel, Co-Founder & CTO of Aviary AI which specializes in building AI-powered tools that help businesses automate complex tasks and streamline their operations.
  1. Leading Fintech founder (to be announced)
  1. Melissa Cebollero, Founder & CEO of Forcefield is a leader in the field of online safety and security. Forcefield provides cutting-edge technology to combat deepfakes, fraud, and other cyber threats.
  1. Leading Insurtech founder (to be announced)

Each startup will have 6 minutes to pitch, followed by real-time feedback from a panel of experienced investors and industry experts. Attendees will gain unique insights into how these startups plan to scale and tackle challenges in their respective industries. 

The pitch-off will be guided by the amazing and engaging stage MC, Carina Oriel, Head of Rise @ Barclays

The judging panel will provide actionable feedback, offering a glimpse into what investors prioritize in emerging companies. This real-time feedback is invaluable for anyone looking to perfect their own pitch or understand the mechanics of startup growth. 

The pitch-off isn’t just about competition—it’s an opportunity to learn, connect, and be inspired. 

Pitch offs, networking with leading experts, and actionable growth strategies all at the Blueprint Tour NYC
  • Discover New Trends: See how startups are leveraging technologies like AI, blockchain, and embedded services to disrupt their industries.
  • Learn What Investors Look For: Gain insights from top VCs on what makes a startup pitch compelling.
  • Build Your Network: Meet founders, investors, and industry leaders shaping the future of fintech and insurtech.

This session is designed to provide real-world value for attendees, whether you’re a founder, an investor, or someone simply curious about the future of finance and insurance. 

The Fintech vs. Insurtech Pitch-Off is just one part of the exciting lineup at the NYC Blueprint Tour. Here are some additional agenda highlights you won’t want to miss: 

Learn from a diverse panel of experts representing marketing, banking, and insurance, moderated by T Palmer. Panelists include: 

  • Marty Ringlein @ Agree.com (Founder and CEO) 
  • Leading expert in Marketing (To be announced)

Led by T Palmer, this masterclass will explore how a robust brand can help startups build trust, attract investors, and scale effectively. 

Moderated by David Gritz from Insurtech NY, this panel features top-tier investors from firms like QBE Ventures and Kickstarter, providing actionable advice for founders seeking funding. 

Hear from leaders like Jane Wang (Founder & CEO of Optimity), Sharon Rodriguez (CEO of HighPeak.ai), and Kirsten Bay (Founder & CEO of Cysurance) as they discuss resilience, wellness, and leadership strategies that drive long-term success. 

Whether you’re a fintech founder aiming to break into new markets, an insurtech entrepreneur looking to scale, or an investor seeking the next big idea, the NYC Blueprint Tour offers unparalleled opportunities to: 

  • Gain practical insights from industry leaders 
  • See innovative startups pitch their ideas in real time 
  • Network with the best minds in fintech and insurtech 

📅 Date: February 13, 2025
📍 Location: Classic Car Club, Manhattan 
🕒 Time: 1:00 PM–6:00 PM 

With only 75–100 seats available, this intimate event ensures meaningful connections and high-value content. Register now to secure your spot and experience the cutting edge of fintech and insurtech innovation. 

As fintech and insurtech continue to evolve, their futures are increasingly intertwined. Embedded finance and insurance are just the beginning of the collaborations between these two industries, creating seamless customer experiences that benefit everyone. 

At the NYC Blueprint Tour, you’ll witness the innovations that are driving these changes, meet the people making them happen, and walk away with the insights and connections you need to succeed. 

Money20/20: Advancing Financial Inclusion & AI Rules

After an impactful start, Day 2 at Money20/20 focused heavily on topics like financial inclusion and AI regulation, two of the industry’s biggest conversations. Cybersecurity and the regulatory rules guiding fintech innovation were also key themes throughout the day.

Meet in the middle and team up with Money20/20

Of course, this year’s theme, “Human X Machine,” was a recurring topic, as experts examined how finance technology can drive positive change while ensuring ethics and security. With that in mind, here’s a closer look at Day 2’s highlights, major takeaways, and a preview of what’s in store for Day 3.

Morning Keynote: Financial Inclusion through AI

Day 2 began with a keynote titled “Empowering the Underserved: AI as a Tool for Financial Inclusion” Chinedu Azodoh, Co-CEO of Metro Africa Xpress, and Samantha Reglan, Head of Emerging Markets at Revolut, shared insights on AI-driven tools expanding banking access in underserved areas.

Azodoh shared that Metro Africa Xpress uses AI to build inclusive banking solutions tailored for African markets. These tools, like microloans and savings products, meet unique regional needs. According to him, AI enables risk assessment in areas with minimal credit data, allowing tailored financial services for underserved individuals. Reglan added that Revolut’s growth in emerging markets highlights the importance of affordable, AI-driven services that empower people with limited access to traditional banking options.

Money20/20 Key Takeaways:

  • AI-Enhanced Microloans: AI helps assess risk in markets with limited credit history, allowing underserved individuals to access microloans.
  • Accessibility over Profitability: Azodoh and Reglan emphasized that financial products should focus on accessibility, not just profit, to support economic stability.
  • Data-Driven Financial Literacy: AI boosts financial literacy by analyzing spending and giving personalized tips, which benefits underserved communities.

Off the Record: Navigating AI Regulation in Fintech

To begin, The “Off the Record” session at Money20/20 provided a unique space for industry leaders to discuss sensitive AI regulation challenges in fintech candidly. Led by Elaine Jones, Senior Counsel at the U.S. Federal Reserve, with participants from OpenAI, Mastercard, and Coinbase, this private conversation focused on navigating the increasingly complex AI regulatory landscape.

Key Confidential Insights:

  • Balancing Innovation and Protection: Panelists emphasized the need to balance innovation and consumer protection, discussing strategies to align AI advances with compliance.
  • Transparency as a Trust Driver: The panel explored how transparent AI models build consumer trust and reduce risk. Speakers shared real-world challenges and solutions.
  • Regulatory Consistency Across Borders: The conversation highlighted the need for global regulatory cohesion, along with region-specific adaptations. Panelists spoke openly about local regulatory pressures and how global fintech companies are adjusting

With strict confidentiality rules, attendees could gain honest, in-depth insights into AI regulation strategies that are shaping the fintech industry.

Afternoon Spotlight: Advancing Embedded Finance in Uncertain Times

An insightful session, “Advancing Embedded Finance in an Era of Uncertainty,” featured leaders from Plaid, Socure, Green Dot, and Visa. They explored embedded finance—integrating financial services into non-financial platforms—as both an opportunity and a challenge.

Afternoon Spotlight for Day 2 of Money 20/20

Money20/20 Workshop Highlights:

  • Navigating Regulations: Panelists emphasized that embedded finance needs flexible solutions to stay compliant across different regions without limiting growth.
  • Balancing Innovation and Safety: Panelists stressed that while embedded finance should simplify payments and loans, it must also prioritize strong security to protect users and prevent fraud.
  • New Growth Potential: Embedded finance creates new revenue opportunities by integrating financial services on consumer platforms, enhancing customer loyalty.

Finally, This session highlighted the potential of embedded finance to expand financial access while tackling key challenges in security and regulation​.

Fringe Events: Exploring Decentralized Finance (DeFi)

Money20/20’s fringe events provided a casual setting to explore new technologies like DeFi, digital assets, and blockchain. The standout session, “The Promise of Decentralized Finance” looked at how DeFi can make financial services more inclusive, efficient, and transparent.

Top Fringe Event Highlights:

  • Blockchain-Based Microloans: Blockchain platforms allow microloans, giving people in remote areas access to capital without traditional banks.
  • Cross-Border Transactions: DeFi tools show how blockchain streamlines cross-border transactions, cutting costs and simplifying the process.
  • Tokenized Assets: Platforms that tokenize assets like real estate expand investment access beyond wealthy individuals.

Once again, these events gave a firsthand view of DeFi’s potential to change traditional financial systems, offering a decentralized approach that empowers people worldwide.

Evening Events: Celebrating Resilience and Innovation

Attendees having fun at Money20/20 evening events

Afterward, day 2 closed with evening events focused on storytelling and networking. The “Future of Fintech” series continued with leaders sharing personal stories of overcoming challenges like regulatory shifts and market changes.

Money20/20 Evening Event Highlights:

  • Leadership Stories: Speakers shared lessons learned in building resilience during regulatory uncertainty and adapting to a complex landscape.
  • Innovation Showcase: Startups presented new solutions, from digital ID tools to AI for investment management.
  • Networking Gala: The night ended with a gala, giving attendees a chance to connect, discuss the day’s insights, and share trends.

Day 3 Preview: Data Privacy and Future Payments

Looking ahead, Day 3 will cover key topics like data privacy, digital payments, and sustainable finance. Above all, attendees can expect deep discussions on protecting data in a hyper-connected world and the evolution of payment systems.

Must-Attend Sessions for Day 3:

  • Data Privacy in the Digital Age: A session will explore how financial institutions protect consumer data while encouraging innovation.
  • The Future of Payments: Leaders will discuss advancements in digital payments, focusing on real-time technology, interoperability, and consumer trust.
  • Sustainable Fintech Practices: This panel will look at how fintechs can adopt sustainable practices, such as carbon offset programs and responsible investment options.

Final Thoughts on Day 2

Continuing on, Day 2 built momentum with a focus on AI’s role in financial inclusion, the need for regulation, and the impact of cybersecurity on trust. Once again, Fringe events previewed the future of decentralized finance, while the evening celebrated resilience and creativity.

Posing for pictures at Money20-/20

Finally, as Day 3 approaches, Money20/20 continues to set standards for ethical innovation and inclusive growth in fintech. Stay tuned for tomorrow’s recap, where we’ll cover new sessions and trends in data privacy, payments, and sustainability.